High Insurance Premiums, Water Damage, Fire, and more can be saved by a properly installed alarm system.
Published: January 11, 2021
When considering a home security system, you automatically think about protection against burglary, but a good security system does so much more than deter theft. What are some of the perils you can shield yourself and your property against by having a monitored alarm installed in your home?
High Insurance Premiums
Insurance rates can come in high if you have lots of risky factors associated with your home. Reduce the risks associated with your home by installing a security system. Insurance companies look favourably on properties that have extra measures in place to protect your structure and contents against damage.
What type of security system is best to help reduce your insurance premium?
A centrally monitored alarm system that will be triggered if there is a break-in is a good choice for homeowners. According to AHA Insurance, you can expect to receive between a 5 to 20% reduction in your insurance premium just for having this extra protection.
Other great alarm systems to have in place are fire, flood, and carbon monoxide detectors. These systems, though less effective at reducing your insurance rate than a centrally monitored alarm, will still have an impact on minimizing your costs.
No one likes to think about having water flooding into their home, but sometimes natural disasters can strike causing your belongings and your home itself to sustain substantial damage. Do you remember the Calgary flood of 2013? It had wreaked havoc on many homes. Clean up took months and plenty of effort from good Samaritans. Some homes could have averted severe damage if they had a flood alarm installed.
Flood detectors are a great way to lessen the damage that may occur during a seasonal downpour or as a result of a broken waterline. Though these systems are unable to prevent natural disasters from occurring, they can notify you of any water or moisture unnaturally seeping into your home before it becomes unmanageable. Your detector goes off when it senses moisture giving you a chance to move furniture and other belongings to higher ground before they get drenched.
Winters in Calgary can bring a lot of snow which can lead to melting on warm chinook days. These meltdowns are fun for building snowmen but not so fun if the water seeps into your basement. Flood detectors notify you of rising water in places where it shouldn’t be so you can fix the leak before it becomes a project for a disaster service company. Wouldn’t you want the chance to rectify a situation before it fully erupts?
Imagine sleeping in your bed, unaware of a fire building up downstairs triggered by the stove or a candle accidentally left on. Heat rises quickly and soon you find yourself stuck in a cloud of smoke and billowing heat. The only way out is the window and you are up extremely high without a phone to call the fire department.
Instead of getting into this kind of situation, you can quickly become aware of a dangerous looming fire with the installation of fire detectors that are activated through your central alarm system. Monitored systems signal the fire station and trigger your interior siren allowing you and your family to make it out of the house safely.
Carbon Monoxide Seepage
According to Direct Energy, the Government of Canada statistics note that an average of 400 people each year die from unintentional poisoning as a result of carbon monoxide seepage. Carbon monoxide is known as the silent killer because it is a colourless, odourless gas that can kill you. Instead of worrying about possible seepage in your home, invest in a carbon monoxide detector.
What does a carbon monoxide detector do?
When there is any level of carbon monoxide detected in your home, a siren will alarm you and when your alarm is centrally monitored, the local authorities will become notified and the fire department will immediately be dispatched.
Dangerously Low-Temperature Levels
It gets extremely cold during Calgary winters and frigid temperatures can be damaging to your home. Did you know water pipes may freeze up and burst due to lack of heat?
If you experience an issue with your heating system or someone turns the heat below 12 degrees Celsius, you risk damage to your water pipes due to freezing. The pipes are in danger of bursting because they expand when they begin to thaw. Burst pipes can cause a severe amount of damage to your home and belongings when left undetected. It generally only takes 4 to 5 hours for this situation to occur. Having a temperature monitoring system in place will sense dangerously low temperatures so you can contact an HVAC specialist or plumber before it’s too late.
Having a home security system installed will give you peace of mind, save you from a high insurance premium, and possibly save your life. Isn’t it time you contacted Supreme Security for a quote today?
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